Investing in Monaco and/or the United Arab Emirates

Investing in Monaco and/or the United Arab Emirates

INVESTING IN MONACO

Monaco: An Exceptional Real Estate and Tax Market in Europe

Real Estate – Taxation – Residency – Company Formation

Monaco is one of the most attractive jurisdictions in the world for international investors.

With an area of less than 2 km², remarkable political stability, and a well-defined regulatory framework, the Principality offers:

  • A rare and secure real estate market
  • An attractive tax environment
  • Recognized institutional stability
  • A high concentration of international residents
  • Strong legal protection for assets

Investing in Monaco is part of a long-term wealth-building strategy that combines real estate appreciation with the growth of one’s net worth.

Real Estate Investment in Monaco

The Monegasque real estate market is characterized by:

  • A very limited selection
  • Steady international demand
  • Some of the highest prices in the world
  • A historically stable valuation

Landmark projects such as the Odéon Tower and Mareterra exemplify the market’s ultra-premium positioning.

  • No income tax for residents (except for French nationals under specific conditions)
  • No capital gains tax on real estate
  • No property tax
  • No wealth tax
  • No estate taxes

Monaco is therefore a powerful tool for estate planning.

Obtaining a resident card involves:

  • Justification for accessible housing (purchase or rental)
  • Opening a Monegasque bank account (banks require a substantial deposit)
  • Proof of sufficient funds

Generally speaking, we advise our clients with assets exceeding 15 million euros to consider settling comfortably in Monaco.

Our firm provides:

  • A preliminary feasibility study
  • Banking coordination
  • Comprehensive administrative support
  • Assistance with setting up

The conduct of any economic activity is subject to authorization by the Prince’s Government.

The main social forms include:

  • Monegasque LLC
  • Monegasque S.C.P. (Société Civile Particulière)
  • S.C.I. (Real Estate Investment Company)
  • S.A.M. (Monegasque Public Limited Company)
  • General Partnership (S.N.C.)
  • S.C.S. (Limited Partnership)
  • S.C.A. (Limited Partnership with Share Capital)

We provide services for:

  • Incorporation
  • Obtaining administrative approvals
  • The Structure of Governance

The general principle is that resident individuals are not subject to direct taxation (with the exception of French nationals, who are subject to specific rules).

Companies that generate more than 25% of their revenue outside of Monaco are subject to corporate income tax (at a rate aligned with current French tax rates).

A personalized tax analysis is essential before moving in.

Our strategic support

ARPEGE LAW FIRM acts as legal coordinator:

  • Preliminary asset review
  • Tax Analysis: France / Monaco
  • Real Estate Structuring
  • Company Formation
  • Asset Protection
  • Transmission

Our approach ensures consistency and security in a demanding regulatory environment.

house under construction with tools

INVESTING IN THE UNITED ARAB EMIRATES

Dubai – Abu Dhabi – Real Estate – Taxation – Company Formation.

The United Arab Emirates: An International Strategic Hub

The United Arab Emirates is now one of the world’s most dynamic economic hubs. With over 300 days of sunshine a year and a climate of absolute legal and financial stability, the UAE has attracted investors and innovative companies from around the globe. Pavel Durov, the founder of Telegram, has settled there and speaks highly of it.

Dubai and Abu Dhabi offer:

  • A competitive tax environment
  • A diversified economy
  • Strong international appeal
  • Complete legal certainty
  • An active policy to attract investors

Taxation in the United Arab Emirates

The UAE has historically relied on the absence of:

  • Personal income tax
  • Taxation of personal capital gains
  • Wealth tax
  • Inheritance tax

Since 2023, a 9% corporate tax has applied to profits exceeding a certain threshold.

Free zones, for their part, offer attractive tax regimes subject to certain conditions, particularly the Ras Al Khaimah Free Zone.

We will provide you with a detailed analysis to help you structure your business in the most effective way possible.

There are two main options:

Mainland Company:

  • License to practice throughout the country
  • Access to the local market
  • Federal regulations

Company in a Free Zone:

  • Favorable tax regime
  • 100% foreign ownership
  • Simplified procedures

The choice depends on:

  • The nature of the activity
  • Business objectives
  • International Strategy

The Dubai real estate market is characterized by:

  • High rental yields, with no taxes on real estate income
  • Virtually no property taxes
  • Full ownership for foreigners in certain areas
  • High-quality new programs

Areas such as Palm Jumeirah, Downtown, and Dubai Marina attract international investors.

The United Arab Emirates aims to attract the world’s wealthiest individuals and encourage them to invest there.

Dubai offers several types of residence visas: the Golden Visa (10 years), the Green Visa (5 years), the Remote Work Visa (1 year), the Retirement Visa (for those aged 55 and older), and the recently announced Blue Visa (10 years) for environmental protection professionals.

The UAE offers long-term residency programs (Golden Visa) for:

  • Real estate investors
  • Entrepreneurs
  • Executives

The GOLDEN VISA is a 10-year visa intended for real estate and financial investors, entrepreneurs, high-caliber professionals (doctors, scientists, specialists), award winners, and humanitarian workers. It includes the right to sponsor family members and does not require a local sponsor.

A similar visa program is available for retirees over the age of 55 in Dubai , one of the safest cities in the world with a low crime rate. Under this program, a residency permit is granted based on proof of income or savings, or the purchase of real estate. For example, applicants must have an annual income of more than $50,000, or purchase an unmortgaged property worth more than $275,000.

With our local team, our firm provides guidance and support throughout the entire process of setting up your business.

Investing in the UAE requires:

  • Analysis of International Tax Treaties
  • Partnership between France and the UAE
  • Preparing for French reporting requirements
  • Securing financial flows

Our firm works in coordination with local partners to ensure compliance and legal certainty.

house under construction with tools

Our support

We assist our clients with:

  • A preliminary analysis of their project and their assets
  • Banking Coordination
  • Asset protection
  • Legal certainty in a changing environment.

All our clients have access to a network of on-site experts who help them carry out and develop their projects with complete peace of mind and confidentiality.